Wilmington investors: dscr loans for self-employed investors

If you're self-employed — a business owner, 1099 contractor, agent, or anyone whose tax returns underrepresent your real income — traditional mortgages can be punishing. DSCR loans skip personal income entirely. The rent on the rental property is the qualification.

• No W-2s, no tax returns, no profit & loss statements
• Bank statements not required for income
• Faster underwriting — no tax return forensics
• Fund deals while still scaling the business
• Hold each property in its own LLC for clean books