Wilmington-area mortgage broker — every neighborhood, every beach.
From the Cape Fear riverfront to Wrightsville Beach to Brunswick County across the river — Tom Laakmann serves the entire Wilmington metro and the surrounding coastal corridor.
Downtown Wilmington
Wilmington's historic district along the Cape Fear River — Riverwalk, Front Street, and the surrounding 18th- and 19th-century homes. A strong move-up market and a top STR district during festival weeks, weddings, and film/TV production. Renovation, jumbo, and DSCR loans are the heavy hitters here.
Downtown Wilmington home loans →
Wrightsville Beach
One of the most desirable barrier-island markets in the Carolinas. Tight zoning, premium nightly STR rates, and steady second-home demand. Jumbo financing and DSCR loans dominate. Expect higher insurance costs (wind/flood) — Tom helps run the all-in payment math.
Wrightsville Beach home loans →
Carolina Beach
Family-oriented beach community with a wide mix of beach cottages, condos, and small multifamily. Strong STR market, year-round demand, and more attainable price points than Wrightsville. Conventional, jumbo, and DSCR loans all common.
Carolina Beach home loans →
Kure Beach
Quieter neighbor to Carolina Beach. Lower density, loyal repeat-visitor base, and steady STR occupancy. Great market for investors who want a slower-paced beach rental.
Kure Beach home loans →
Leland
Brunswick County's fastest-growing town, just across the river from downtown Wilmington. Strong new-construction market, USDA-eligible pockets, and a good mix of first-time-buyer and move-up activity. Conventional, FHA, USDA, and VA loans dominate.
Leland home loans →
Hampstead
Pender County coastal-corridor community north of Wilmington. Strong move-up and second-home market with a growing STR base around the Surf City / Topsail beaches. Conventional, jumbo, and DSCR all active.
Hampstead home loans →
Castle Hayne
Northern New Hanover County — more land, more affordability, and growing fast. Strong first-time-buyer market for FHA and USDA loans (where eligible).
Castle Hayne home loans →
Ogden
Ogden / Porters Neck corridor north of Wilmington — strong move-up market with newer subdivisions, top-rated schools, and steady price growth. Conventional and jumbo.
Ogden home loans →
Monkey Junction
Wilmington's south side — a busy commercial corridor surrounded by family neighborhoods. Conventional and FHA dominate with a steady investor base feeding STRs at nearby Carolina Beach.
Monkey Junction home loans →
Porters Neck
Northern New Hanover affluent enclave with golf, top schools, and a strong move-up / luxury market. Jumbo and conventional financing dominant.
Porters Neck home loans →
Landfall
Gated luxury community between Wilmington and Wrightsville Beach. Jumbo financing nearly universal here. Tom can structure portfolio jumbo with interest-only or ARM options.
Landfall home loans →
Mayfaire
Mixed-use lifestyle district near Wrightsville Beach with high-end condos, townhomes, and detached homes. Conventional, jumbo, and DSCR (for STR-eligible units) all active.
Mayfaire home loans →Don't see your area?
Tom serves the entire Wilmington metro and surrounding coastal NC.
Or email Tom directly at thomas28403@gmail.com